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Get Started | NAIDW

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Get Started

 

Here's how to use NAIDW.org to HELP find the information, resources, and support you need for your injury, illness, pain or disability.

Start the steps to reclaim your life!

 

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Resource Center for links to Local, State, Federal Government and International Departments.

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Directory of Personal Injury, Workers' Compensation & Social Security Disability Attorneys, Doctors, and much more!

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Get Financial Assistance through grants made available through NAIDW.

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Get answers to Frequently Asked Questions.

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Stay up to date with news about Injured Workers, Social Security Disability, and Workers' Compensation, Disability and much more!

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Getting Started Work Injuries

If you have been injured, follow these steps carefully!

  1. Contact your employer immediately! (If Work Related)
  2. Seek medical attention, even if you don’t think you are injured.
  3. Follow up with doctors and specialists. Don’t be afraid to ask questions. Remember that they are there to help you. Understanding your injury is vitally important.
  4. Get a second opinion. We are programmed not to question the opinion of doctors. However, a second opinion can make the difference between life and death.
  5. Seek legal counsel. Remember to always ask questions and get the information you need to be an active participant in your case. It is always important to assert yourself and be aware of the process.
  6. STOP spending and start saving. I say this with an extreme emphasis and I understand the difficulty. You have worked long and hard for your current lifestyle and giving it up seems out of the question. In the beginning, it will probably feel like things will remain the same, especially when you are being financially compensated. Yet the harsh reality is that the insurance company can terminate your benefits at any point. It’s important that you are prepared for them to do so because your medical and monetary benefits can be gone when you least expect it.
  7. Apply for Social Security Disability. Take this action if you believe that you will be out of work for more than one continuous year. This determination is only made by you and your doctor. However, it’s important you recognize that applying for Social Security Disability is a long and tedious process, and it’s always best to get a head start.
  8. Start talking to people. Friends and family will become vitally important. This is a very lonely process in which you need to stay mentally sharp and uncluttered. However, never discuss specific details about your case with anyone other than to your attorney, doctors, and immediate family.
  9. Seek mental health care if needed. Again, you need to keep thinking positive and moving forward.
  10. Stay strong, stay focused, don’t stand down, and do not allow yourself be taken advantage of—ever!
     

Getting Started With illness

If you have a chronic illness, follow these steps carefully!

Illnesses and Pain can range from Reflex Sympathetic Dystrophy to diabetes, multiple sclerosis and fibromyalgia, and painful conditions like back pain and migraines.

 


Getting Started With Pain

 

If you have a pain disorder, follow these steps carefully!

Illnesses and Pain can range from Reflex Sympathetic Dystrophy to diabetes, multiple sclerosis and fibromyalgia, and painful conditions like back pain and migraines.

 


Getting Started With Disability

 

If you have a disability, follow these steps carefully!

 

 


Getting Started Veterans Benefits

 

 

 


Financial Stability "7 Steps to Financial Stability for Injured & Disabled Workers"

 

1. Knowing for sure it’s possible! Understand that you can be financially stable if it's a priority for you (and it should be). Realize that any roadblocks you have about money are correctable. Others have done it and so can you.

2. Re-orient your thinking around becoming financially stable! This might require you to make substantial changes like cutting expenses by 25-40% and using the extra money tocreate a nest egg to sustain you until you are healthy. Invest in your own skills training in order toincrease your earnings. Make the emotional and self-worth shifts that are required to experience abundance.

3. Get yourself fully informed about the topic of finances! Read a book or find a financial planner who will help you understand your taxes, what compounding interest is, what good investments are, how much you’ll need when you retire etc. Start hanging around people you like who already have money and learn from them. You don’t have to reinvent the wheel here folks.

4. Create income where non existed! Increase fees, decrease expenses, be more productive, or find a new career entirely. Get into a field that offers opportunity, demand and growth (and pays well). Now might be the perfect time to pursue your dream job.

5. Build a cash base! There is a psychological feeling of security that comes with having more than you need. Create a plan to achieve this within 10 years, or sooner. Be realistic yet aggressive. Properly set up structures, supports and follow through will make having a cash reserve possible.

6. Protect what you have! Get plenty of insurance: medical, life, disability, homeowners/renters, business, and liability. Invest in very safe investments; no more than 10% in speculative investments. Remember, that without the “fear of loss”you’ll move forward naturally.

7. Start living well and include rewarding yourself periodically!

You don't have to wait to start enjoying your financial independence efforts; reward yourself now and again to keep it fun and stay motivated. In the meanwhile, spend money on truly valuable things like fresh food, a good quality mattress, clothingthat fits and makes you look your best.

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