Covering the Bases: Qualifying for Medicare due to disability through SSDI
Q. I am not old enough for Medicare. I am 55 and my health is very poor. Because of my illness, I can no longer work. Can I qualify for Medicare because of my illness?
A. You may qualify for Medicare. To qualify for Medicare due to a disability, you will need to apply for Social Security Disability Insurance through the Social Security Administration. Visit
for more information on SSDI. If you do not use a computer, call 1-800-722-1213 for information.
If approved for SSDI, you will be awarded Medicare. However, there is usually a 24-month waiting period from the time SSDI benefits begin until Medicare benefits begin. Most people living with an illness cannot wait 24 months for health insurance coverage to start.