HELPLINE | 888.788.NAIDW(6243) Sign up for email updates Tooltip youtube Google + Pinterest linkedin

Medical | NAIDW

WHAT YOU SHOULD KNOW ABOUT ME? 1. My pain - My pain is not your pain. It is not caused by inflammation. Taking your arthritis medication will not help me. I can not work my pain out or shake it off. It is not even a pain that stays put. Today it is in my shoulder, but tomorrow it may be in my foot or gone. My pain is believed to be caused by improper signals sent to the brain, possibly due to sleep disorders. It is not well understood, but it is real.

Published in Chronic Pain

Special Thanks To Our Sponsors & Partners!

These companies and organizations recognize the impact NAIDW has on families, communities, and the healthcare system. Their support provides the NAIDW Association with an opportunity to increase awareness of injured & disabled workers and to raise much needed funds to further our mission.

NAIDW recognizes the importance of working with the right businesses and professionals to maximize our efforts in promoting information, resources, and advocacy for injured & disabled workers and their families.

Our sponsors and advertisers come along side the Association informally and formally to advance the mission of the Association and make a difference in the lives of the men, women, and families in our communities. Although the word "sponsor" is used often we believe they are much more then that! We like to think of them as "partners" who help us advance our mission!

Uniting together under the idea of achieving a common goal is an underlying value within the injured & disabled workers community and one that leads to true change and progress. People with disabilities, injured workers, advocates, friends, family, organizations, businesses, and more must work together in order to realize access and equality for all injured & disabled workers and their families. NAIDW works every day with all members of the community to achieve this goal. Some of the Partners we work with are listed below...

NOTE: No goods or services should be provided in exchange of these sponsorships and contributions!


1600 Amphitheatre Parkway,
Mountain View, CA 94043,
(650) 253-0000.

The Advocator Group 101 Edgewater Drive, Suite 260,
Wakefield, MA 01880,
(877) 261-1947,

The Abilities Expo,
2601 Ocean Park Blvd., Suite 200,
Santa Monica, CA 90405,
(310) 450-8831; x130,

eSSential Accessibility,
425 K Street N.W., Suite 350,
Washington DC 20005, USA,



NW Neurosurgical Assoc.,
7447 W Talcott Ave, Suite 340,
Chicago, IL 60631, (773) 594-0200.

O'Connor & Nakos Ltd.,
120 North LaSalle Street, 35th Floor Chicago, Illinois 60602,
(312) 546.8100,



Comprehensive Pain Management Group, 9000 Waukegan Road, Suite 130,
Morton Grove, IL 60053,
(847) 470-8740,


"The Patient Advocate Pharmacy",
PO Box 338
Methuen, MA 01844,
(888) 321-7945,


Horwitz, Horwitz & Assoc.,
25 E. Washington Street, STE 900,
Chicago, IL 60622,
(312) 372-8822



Insler & Hermann, LLP,
560 White Plains Rd Ste. 630,
Tarrytown, NY 10591,
(914) 286-3030,

Perakis, Resis, Woods,
1701 E. Woodfield Rd, Ste 1000,
Schaumburg, IL 60173,
(847) 240-2211,


Rehm, Bennett & Moore,
3701 Union Drive Ste. 200,
Lincoln, NE,
(888) 857.0674,


Rescue Capital,
1839 Chestnut Street,
Philadelphia, PA 19103,
(866) 688-3532,


James Lee KatzLaw,
11A Gwynns Mill Court,
Owings Mills, MD 21117,
(800) 564-7808,

Kreiter, Byck, and Assoc. ,
180 West Washington, Ste 800,
Chicago, Illinois 60602,
(312) 541-1145,

In-Kind Donors & Friends

The Chicago & Cook County Building & Construction Trades MADD - Mothers Against Drunk Driving WILG -Workers' Injury Law and Advocacy Group Cement Masons Local 502

Sponsor Inquiries
Full Name (*)

Please type your full name.
Company or Firm (*)

Invalid Input
E-mail (*)

Invalid email address.
Phone (*)

Invalid Input

Invalid Input
Invalid Input


Published in NAIDW ABOUT US


NAIDW is a nationally recognized 501 (c) (3) nonprofit public charity. All donations are 100% tax deductable!


DLN: 17053203303010

EIN: 27-0469837


View: Attorney General Charitable Trust & Solicitation for Charity Acts CO# 01056838

View: Internal Revenue Service 501(c)(3) Tax Exempt Status



Construction Trade Council

150 North Wacker Dr. STE 1850

Chicago, IL 60606




      eSSential Accessibility

425 K Street N.W., Suite 350,

Washington DC 20005, USA







1730 Pennsylvania N.W. STE 250

Washington, DC 20006




      W3 / MIT

32 Vassar Street, Rm 32-G515

Cambridge, MA 02139





511 E. John Carpenter Freeway Ste 700

Irving, TX 75062




Click for company profile

    Car Donation         GuideStar Logo


HONcode certification seal.

We comply with theHONcode standard for health trustworthy information:
verify here


Published in NAIDW ABOUT US

The Advocator GroupOriginally posted on The Advocator Blog

"Fact: Every second, a worker in the U.S. becomes disabled. Then what?"

That is the question that Jon Arbay, Executive Director and founder of the National Association for Injured and Disabled Workers (NAIDW), found himself faced with after he suffered a disability that halted his career indefinitely.

Site Accessibility

We are committed to ensuring that our site is accessible to all users. This Website has been developed using guidelines established by Section 508 of the Rehabilitation Act (as amended). Section 508 was enacted to eliminate barriers to information technology, to make available new opportunities for people with disabilities and to encourage the development of new technologies to help achieve these goals. This law requires that all individuals with disabilities have access to information and data comparable to that which is available to individuals without disabilities.

eSSENTIAL Accessibility: The National Association of Injured & Disabled Workers has partnered with eSSENTIAL Accessibility to provide you a specialized web browser at no charge. Individuals who have trouble typing, moving a mouse or reading can't access the web without assistive technology. See the complete list of features.

It is the foundation of a Disability Community Involvement initiative launched in association with leading advocacy groups for the disabled. Click on this icon to visit where assistive technology is available free of charge. eSSENTIAL Accessibility features an array of keyboard and mouse replacement solutions to enhance user experience and to help make the web accessible to all. These "alternative input methods" include a webcam-based hands-free movement tracking system that allows users to overcome any physical limitation. It also includes a web page reader.

The National Association of Injured & Disabled Workers is proud to be a founding member of this Disability Community Involvement initiative to create shared value. It reflects our commitment to Diversity, Inclusion, Corporate Citizenship and Social Responsibility. eSSENTIAL Accessibility is available only for Windows users. See the complete list of requirememts.

Two things have to happen to take full advantage of the eSSENTIAL Accessibility browser:

  1. You have to download it and be surfing with it
  2. The site you are surfing has to be a partner. Partners will display the icon above. See the ever-growing partner list.

Download the browser here and try it out. We are very interested in your feedback.

Make the most of your current browser Your regular Internet browser has built-in features to make your surfing much easier. The accessibility settings are helpful to people with visual difficulties, hearing loss, discomfort in their hands or arms, or reasoning and cognitive issues. Depending on your browser, you can:

  • zoom in on a Web page to magnify text, images, and controls on the page - Hold down the Ctrl + to zoom & Ctrl - to go back or make smaller buttons at the same time.
  • change text size and font style
  • set up a style sheet to format documents to your preferences
  • choose or ignore colors used on Web pages making them easier to see by changing the text, background, link and hover colors
  • maintain operating system preferences like high contrast mode and color preferences so they work in your browser

Note: Changing text size is built into our Website. Click the [A] Text or [A] Text icons at the top right corner of every page. Click the small A to get it page back to normal size.

Use the Tab key Almost anywhere on our site, pressing the Tab key will jump you from clickable link to clickable link (and the text boxes), and always in the same order. Look for a faint dotted-line surrounding the link to see where you are. When you first come to a page and hit Tab, the faint-dotted line will be in the upper left, around the link for English. When you land on a link you want, hit Return or Enter to select it.

Site map The site map shows you every link on the site, in plain text, in an outline format. This makes it very easy to use the Tab key to naviagte to any part of the site.

We have two site maps:

  1. NAIDW professional directory

Resources for accessibility

Configure Your Browser

We've designed to let you change its text size through your web browser's settings. Most browsers include functionality to let you increase or decrease the text on a web page. For example, to increase text size:


In the Page menu, select Zoom. Zoom > Larger


In the View menu, select Zoom. View > Zoom > Zoom In

Or, Click on the menu icon and select > - to make the text size smaller or + to make it larger

Internet Explorer

In the View menu, select Text Size. View > Text Size > Largest

Or, you can click on the IE settings icon > Zoom > Select a percentage or click “Zoom in”

Windows Shortcut: Alt +X


In the View menu, select Zoom. View > Zoom > %

Macintosh Shortcut: Command+

Windows Shortcut: + or 0


In the View menu, select Make Text Bigger. View > Make Text Bigger

Macintosh Shortcut: Command+

No Web Browser Endorsement

We at do not endorse specific web browsers and do not recommend one browser over another. While some common browsers are included in this page, mention of a specific browser does not imply endorsement or recommendation.

Published in NAIDW ABOUT US

Did You Know?
You can help support NAIDW in many different ways. You can change the lives of numerous injured & disabled workers and their families without spending a penny.
From downloading a toolbar and using it to search the internet to shopping online at your favorite stores, you can help improve the lives of injured & disabled workers and their families. Please check below for more information on our numerous opportunities.

Ebay Giving Works

Did you know that every time you list an item on ebay you could support NAIDW? Simply click here and create your listing. By choosing to donate a portion of your proceeds to NAIDW, you will receive discounted listings and improved visibility!


Give Back America

Shop online at some of your favorite stores and we will receive a generous commission of your purchase!


GoodSearch and GoodShop

Download NAIDW's GoodSearch toolbar to search the web and shop online. Everytime you search, a small donation is made to us. Also, a generous percentage of your online purchases will be donated to us!



Choose Any Work of Art Today to Instantly Benefit

National Association of Injured & Disabled Workers

The Manning Arts


Published in NAIDW ABOUT US

Get Started


Here's how to use to HELP find the information, resources, and support you need for your injury, illness, pain or disability.

Start the steps to reclaim your life!



NAIDW Chat Nights – Every Monday, Wednesday, Friday and Saturday night 10:00 to 12:00 PM Eastern Standard Time!


NAIDW Day Chat – Every Tuesday and Thursday 1:00 to 3:00 PM Eastern Standard Time!


NAIDW Life Coaching - Every Wednesday at 1:00 to 1:30 PM Eastern Standard Time. The purpose of this discussion is for members to create an agenda based on topics that are relevant and useful now!


Resource Center for links to Local, State, Federal Government and International Departments.


Directory of Personal Injury, Workers' Compensation & Social Security Disability Attorneys, Doctors, and much more!


Get Financial Assistance through grants made available through NAIDW.


Get answers to Frequently Asked Questions.


Search the Glossary to find the meaning behind commonly used terms


Stay up to date with news about Injured Workers, Social Security Disability, and Workers' Compensation, Disability and much more!


The most comprehensive online directory for Injured & Disabled Workers! - We work with all of our sponsors in order for you to receive a mimimum of 20% in discounts for their services. Please make sure to mention NAIDW.

Getting Started Work Injuries

If you have been injured, follow these steps carefully!

  1. Contact your employer immediately! (If Work Related)
  2. Seek medical attention, even if you don’t think you are injured.
  3. Follow up with doctors and specialists. Don’t be afraid to ask questions. Remember that they are there to help you. Understanding your injury is vitally important.
  4. Get a second opinion. We are programmed not to question the opinion of doctors. However, a second opinion can make the difference between life and death.
  5. Seek legal counsel. Remember to always ask questions and get the information you need to be an active participant in your case. It is always important to assert yourself and be aware of the process.
  6. STOP spending and start saving. I say this with an extreme emphasis and I understand the difficulty. You have worked long and hard for your current lifestyle and giving it up seems out of the question. In the beginning, it will probably feel like things will remain the same, especially when you are being financially compensated. Yet the harsh reality is that the insurance company can terminate your benefits at any point. It’s important that you are prepared for them to do so because your medical and monetary benefits can be gone when you least expect it.
  7. Apply for Social Security Disability. Take this action if you believe that you will be out of work for more than one continuous year. This determination is only made by you and your doctor. However, it’s important you recognize that applying for Social Security Disability is a long and tedious process, and it’s always best to get a head start.
  8. Start talking to people. Friends and family will become vitally important. This is a very lonely process in which you need to stay mentally sharp and uncluttered. However, never discuss specific details about your case with anyone other than to your attorney, doctors, and immediate family.
  9. Seek mental health care if needed. Again, you need to keep thinking positive and moving forward.
  10. Stay strong, stay focused, don’t stand down, and do not allow yourself be taken advantage of—ever!

Getting Started With illness

If you have a chronic illness, follow these steps carefully!

Illnesses and Pain can range from Reflex Sympathetic Dystrophy to diabetes, multiple sclerosis and fibromyalgia, and painful conditions like back pain and migraines.


Getting Started With Pain


If you have a pain disorder, follow these steps carefully!

Illnesses and Pain can range from Reflex Sympathetic Dystrophy to diabetes, multiple sclerosis and fibromyalgia, and painful conditions like back pain and migraines.


Getting Started With Disability


If you have a disability, follow these steps carefully!



Getting Started Veterans Benefits




Financial Stability "7 Steps to Financial Stability for Injured & Disabled Workers"


1. Knowing for sure it’s possible! Understand that you can be financially stable if it's a priority for you (and it should be). Realize that any roadblocks you have about money are correctable. Others have done it and so can you.

2. Re-orient your thinking around becoming financially stable! This might require you to make substantial changes like cutting expenses by 25-40% and using the extra money tocreate a nest egg to sustain you until you are healthy. Invest in your own skills training in order toincrease your earnings. Make the emotional and self-worth shifts that are required to experience abundance.

3. Get yourself fully informed about the topic of finances! Read a book or find a financial planner who will help you understand your taxes, what compounding interest is, what good investments are, how much you’ll need when you retire etc. Start hanging around people you like who already have money and learn from them. You don’t have to reinvent the wheel here folks.

4. Create income where non existed! Increase fees, decrease expenses, be more productive, or find a new career entirely. Get into a field that offers opportunity, demand and growth (and pays well). Now might be the perfect time to pursue your dream job.

5. Build a cash base! There is a psychological feeling of security that comes with having more than you need. Create a plan to achieve this within 10 years, or sooner. Be realistic yet aggressive. Properly set up structures, supports and follow through will make having a cash reserve possible.

6. Protect what you have! Get plenty of insurance: medical, life, disability, homeowners/renters, business, and liability. Invest in very safe investments; no more than 10% in speculative investments. Remember, that without the “fear of loss”you’ll move forward naturally.

7. Start living well and include rewarding yourself periodically!

You don't have to wait to start enjoying your financial independence efforts; reward yourself now and again to keep it fun and stay motivated. In the meanwhile, spend money on truly valuable things like fresh food, a good quality mattress, clothingthat fits and makes you look your best.

Published in NAIDW ABOUT US

Disability Facts & Statistics

The statistics show that this can happen to you!

* In the last 10 minutes, 498 Americans became disabled. National Safety Council, Injury Facts 2008 Ed.

* In the U.S., a disabling injury occurs every 1 second, a fatal injury occurs every 4 minutes. National Safety Council, Injury Facts 2008 Ed.

* 3 in 10 workers entering the work force today will become disabled before retiring. Social Security Administration, Fact Sheet January 31, 2007

* 1 in 7 workers can expect to be disabled for five years or more before retirement. "Commissioners Disability Table, 1998," Health Insurance Association of America, the New York Times, February 2000

* An illness or accident will keep 1 in 5 workers out of work for at least a year before the age of 65. Life and Health Insurance Foundation for Education, November, 2005

* Unexpected illnesses and injuries cause 350,000 personal bankruptcies each year. "Ilness and Injury as Contributors to Bankruptcy," Health Affairs, February 2, 2005

* Disability causes nearly 50% of all mortgage foreclosures, 2% are caused by death. Health Affairs, The Policy Journal of the Health Sphere, 2 February 2005

* Over 51 million Americans are classified as disabled, representing 18% of the population. U.S. Census Bureau, Public Information Office, November 2008

* Workers today are 3 times more likely to suffer a long-term disability than to die during their working years. The Council of Disability Insurers. Long-Term Disability Claims Review, 2005

* While many people think that disabilities are caused by freak accidents, the majority of long-term absences are due to back injuries and ilnesses, such as cancer and heart disease. Council for Disability Awareness, Long-Term Disability Claims Review, 2007

* The average long-term disability absence last 2.5 years. Commissioner's Individual Disability Table A

* Less than half- 39% of the 2.1 million workers who applied for SSDI benefits in 2005 were approved. Social Security Administration, Office of Disability and Income Security Programs

* The average monthly Social Security Disability Income (SSDI) payment is $1,004, replacing on average, about 33% of your current income. Social Security Administration, Fact Sheet, 2008

* 32% of individuals receiving long-term disability insurance benifits do not qualify for SSDI benefits, and 95% are not eligible for workers' compensation.

* According to the Federal Reserve, 44% of U.S. families spend more than they earn. Federal Reserve Board, Survey of Consumer Finances 2004

* 71% of American employees live from paycheck to paycheck. American Payroll Association, "Getting Paid in America" Survey, 2008



Workplace Injury & Death Statistics

The raw statistics are always startling: In 2009, according to preliminary data from the Bureau of Labor Statistics, 4,340 workers were killed on the job—an average of 12 workers every day—and an estimated 50,000 died from occupational diseases. More than 4.1 million work-related injuries and illnesses were reported, but this number understates the problem. The true toll of job injuries is two to three times greater—about 8 million to12 million job injuries and illnesses each year. And the cost in dollars alone? The cost of job injuries and illnesses is enormous—estimated at $159 billion to $318 billion a year for direct and indirect costs of disabling injuries.



Chronic Pain Facts & Statistics

Chronic Pain Community Facts and Statistics:

Chronic pain affects an estimated 116 million American adults and costs the nation up to $635 billion each year in medical treatment and lost productivity. - Source: IOM - United States Department of Health and Human Services
- Source: P.A.N.D.O.R.A.

Disability Facts & Statistics

Disability Community Facts and Statistics
  • 650 million people living with disabilities (“PWD”) worldwide!
  • 50+ million PWDs living in the US alone!


Published in Resources

Federal Fraud: Whistle Blower Hotline!

Report Medicare Fraud:

Please use this link to report any fraud. You may or may not remain anonymous depending upon your state laws. You may also need to testify.

Keep in mind that the image of workers submitting fraudulent claims is, for the most part, false! Studies show that only 1 to 2 percent of workers' compensation claims are fraudulant. However, there are still people out there that are abusing the system.

Insurance companies have shaped this stigma through decades of similar claims. Remember, fraud is not commited by workers only. You can also report your insurance company, employer, and any doctors or treatment centers with inflated claims. -


Choose Your State


Published in NAIDW ABOUT US


Donate Today!

Thank you for giving injured & disabled workers and their families with serious medical and financial conditions the opportunity to reclaim their lives. Your gift helps us bring these life-changing programs to injured & disabled and their families who need it most.

Donate NOW and help those who suffer from injury, illness, pain, disability and death. With your support we can HELP improve the lives of injured & disabled workers and their families.

Your commitment makes it possible for our unlimited resources, support, guidance, and grants to help those among us who are in need right now. On behalf of all of our members, sponsors, friends and families, thank you for your support!

NAIDW depends 100% on public and private donations. We currently receive no local, state, or federal funds, and over 90% of unrestricted donations go to program services. Always, 100% of designated gifts are used as directed.

NOTE: No goods or services should be provided in exchange of these contributions!

No Worker Left Behind”™

Online Donations

One time donation:
$10 Recurring Donation:
$25 Recurring Donation:
$100 Recurring Donation:


Corporate Partnership/Sponsorship

To Become A Fiscal Corporate Sponsor: Click Here

Use a credit card, debit card or checking account to make a secure donation through our online form.

By Mail

Make your check payable to "NAIDW" and mail to: NAIDW P.O. Box 66 Fox Lake, IL 60020 Please make sure to write your phone number and email address on all checks. Also please include your business card or company letterhead with logo!

Click Here to download a tax deductible receipt.

By Phone

Call Toll-Free at 888.788.NAIDW (6243) to make a gift by phone. We accept Visa, MasterCard, American Express and Discover. Once again, Thank you for your generous contribution.

Click Here to download a tax deductible receipt.

In-Kind Donations

NAIDW deeply relies upon In-Kind Contributions. This includes all types of outlets such as: Media Coverage, Advertising, Business Related Services, etc. Please contact us if you would like to donate your services. 888.788.NAIDW(6243)

If you are interested in donating: Cars, Boats, Campers/RV's, Land, Private Trusts, Securitys, Stocks, Bonds, Mutual Funds, Annuitys, etc. Please contact us directly so that we may assist you with this process. 888.788.NAIDW(6243)

Donate your time! Volunteering is a great way to support our cause! - Click here to volunteer.

Click on the image below to donate your vehicle.

Car Donation


Click Here To Visit Our Online Stores

Published in NAIDW ABOUT US
Page 1 of 2

How Can We Help You?


Sponsored Links:
Emotional Wellness
Comprehensive Behavioral Health Specialists.
Pain Management
Pain management. See how we can HELP!
Prescription Assistance
FREE discount prescription drug card.



     Do you want to advertise with us?

                              Ads by NAIDW!

Newsletter Sign-Up

Upcoming Events


Forum Activity

More Topics »


Sponsored Links:
Emotional Wellness
Comprehensive Behavioral Health Specialists.
Pain Management
Pain management. See how we can HELP!
Prescription Assistance
FREE discount prescription drug card.


abilitiesexpofeatured     Do you want to advertise with us?

                            Ads by NAIDW!


Find Us On

  •  Tooltip youtube Tooltip linkedin Blog RSS Feeds Sign up for email updates

Contact | How Can We HELP?

NAIDW Int'l: PO Box 66 Fox Lake, IL 60020

Telephone: 888.788.NAIDW(6243)

Fax: 847.629.5149


Contact Form: Can We HELP?